At Shoraka Group, we are continuously committed to redefining financial accessibility through ethical, technology-driven solutions. In line with this vision, we are proud to expand our collaboration with AFFIN Bank Berhad (AFFIN Bank) through the introduction of a Shariah-compliant Advance Salary Payment Solution via AFFINWRKFZ.

This initiative also extends to supporting Affin Islamic Bank Berhad (AFFIN Islamic) in delivering Personal Financing-i tailored for the government sector—further strengthening our shared commitment to inclusive financial services.

Powered by our proprietary platform, Shoraka RAYA, the Advance Salary Payment Solution enables employees to access up to 50% of their earned wages instantly through a seamless mobile experience. Designed with Shariah principles at its core, the solution eliminates interest and late payment fees, offering a responsible and ethical alternative for managing short-term financial needs—without disrupting existing payroll systems.

Through this collaboration, AFFINWRKFZ has been enhanced with streamlined digital onboarding and simplified monthly deductions, enabled by our teams at Shoraka Finsolutions Sdn. Bhd. and Shoraka Ventures. The result is a frictionless ecosystem that benefits both employees and employers—providing financial flexibility while maintaining operational efficiency.

Our CEO, Encik Wan Ahmad Nazim Mohamed Noor, emphasised that this partnership reflects Shoraka’s broader mission to deliver impactful financial solutions that address real-world challenges. By reducing financial stress and improving access to earned wages, we are not only supporting individual well-being but also helping organisations enhance employee retention and resilience.

At its core, this collaboration represents a shared vision between Shoraka and AFFIN Bank: to deliver ethical, innovative, and practical financial solutions that meet the evolving needs of Malaysia’s workforce—especially within the public sector.