Peer-to-Peer financing, also known as P2P financing or marketplace lending, connects businesses seeking capital directly with investors willing to provide funding—bypassing traditional financial intermediaries like banks. CashSouk facilitates this connection through a digital platform that serves as a regulated intermediary, bringing together creditworthy SMEs on one side and individual or institutional investors on the other. Unlike a bank that takes deposits and makes loans using its own balance sheet, CashSouk does not lend its own money. Instead, it originates financing requests from SMEs, conducts risk assessment and credit evaluation, matches these opportunities with suitable investors, handles fund disbursement to businesses, and manages repayment collection from borrowers. The platform earns fees for these facilitation services while investors earn returns from the financing they provide. This structure creates efficiency by reducing the spread between what borrowers pay and what investors earn, with technology handling the matching and administration that would otherwise require significant overhead.